An FI finances a $250,000 2-year fixed-rate loan with a $200,000 1-year fixed-rate CD
A、$0; $0.
B、-$200,000; +$2,000.
C、-$200,000; -$2,000.
D、+$50,000; -$500.
E、-$200,000; -$1,000.
A、$0; $0.
B、-$200,000; +$2,000.
C、-$200,000; -$2,000.
D、+$50,000; -$500.
E、-$200,000; -$1,000.
M:Yeah, it's a huge increase. How are you managing your budget?
W:Well, (23)I got a student loan, which is just over £3 000, but also I get some money from my parents as well. They're happy to help out because it's towards an education;as long as we're not just wasting it all in drinking it all away. I am in the 3rd year.1 went to the end of my overdraft a couple of times and I'm lucky to have middle class parents who can help me out really.
M:But mostly your finances have been poor!
W:(24)That's because of the summer. If I just 1ived as a normal student and then worked during the summer it wouldn't be so bad—but I go on big holidays and things. This year I went to the Philippines and then came back overland from Singapore, which is a wicked experience, but eats into your finances obviously. What about you?
M:My parents came to the arrangement that first of all they paid the fees for me;secondly they paid my hall fees; and thirdly they gave me an allowance.
W:That's quite practical. But can you manage?
M:Yeah, I did excellently. I decided first of all I was going to get a first, which I did, and secondly 1 was not going to have any debts.(25)I put the money in a high interest account, so I came out with no debts at all. But I did live on Marmite sandwiches almost for three years.
(20)
A.She earned a scholarship which covers all her studies.
B.She got both a student loan and support from parents.
C.She received a student loan and had a part-time job.
D.She had overdrawn her loan and let parents help out.
A.Y
B.N
C.NG
We can infer from the passage that ______.
A.students should not have part-time jobs
B.credit cards should not be used
C.if there is no credit card, college students may not commit suicide
D.college students should learn to wisely manage their personal finances
The government responded to the universities’ threat by setting up the most fundamental review of higher education for a generation, under a non-party troubleshooter (调停人),Sir Ron Dearing.
One in three school-leavers enters higher education, five times the number when the last review took place thirty years ago.
Everyone agrees a system that is feeling the strain after rapid expansion needs a lot more money-but there is little hope of getting it from the taxpayer and not much scope for attracting more finance from business.
Most colleges believe students should contribute to tuition costs, something that is common elsewhere in the world but would mark a revolutionary change in Britain. Universities want the government to introduce a loan scheme for tuition fees and have suspended their own threatened action for now. They await Dearing’s advice, hoping it will not be too late-some are already reported to be in financial difficulty.
As the century nears its end, the whole concept of what a university should be is under the microscope. Experts ponder how much they can use computers instead of classrooms, talk of the need for lifelong learning and refer to students as “consumers.”
The Confederation (联盟) of British Industry, the key employers’ organization, wants even more expansion in higher education to help fight competition on world markets from booming Asian economies. But the government has doubts about more expansion. The Times newspaper egress, complaining that quality has suffered as student numbers soared, with close tutorial supervision giving way to “mass production methods more typical of European universities.”
第21题:The chief concern of British universities is ________.
A) how to tackle their present financial difficulty
B) how to expand the enrollment to meet the needs of enterprises
C) how to improve their educational technology
D) how to put an end to the current tendency of quality deterioration
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B.pKa—pH=logfu/fi
C.pH—pKa=fu/fi
D.pH—pKa—fi/fu
E.pKa—pH=log(1一fu/fi)
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A.VI:MC:CI
B.FO:FI:SI
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