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听力原文：（29)A student credit card？ Is it right for me, and can it help me pay for expens

听力原文： (29)A student credit card？ Is it right for me, and can it help me pay for expenses online such as online courses, music, language-learning materials, or even a degree？

Actually, the answer might be yes or no, depending on your circumstances. Of course, probably the best advice is to save up and then make purchases with cash. Unfortunately, different online services often require a credit card. Here are some. ideas to getting a credit card. First of all, obtaining a student credit card is becoming easier, and many companies are offering such cards to students in this growing market. From a student's perspective, it allows a person to pay for things online that only can be purchased on credit. (30)Furthermore, it can help students build a good credit history that is often needed later for bigger purchases like a car or home.

Inspite of these advantages, students have to be careful because interest rates on such cards are often higher and have higher penalties if you fail to pay on time. Furthermore, students may spend well beyond their means and end up in debt that they can't pay off.

Perhaps a happy medium is for students to get a debit card that has a credit limit, and money for purchases is just deducted from existing funds from a student's account. Thus, it operates like a checking account, and (31)when the student's spending reaches the credit limit, they can't continue to spend.

Before you decide to get a student credit card, look carefully at the agreement terms for each company and compare the advantages and disadvantages of each. Searching the Internet for such offers will give you a good start on what to look for in a company.

(30)

A．Money.

B．Credit.

C．Debit card.

D．Credit card.

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更多“听力原文：（29)A student credit car…”相关的问题

第1题

听力原文： Hungry for the brightest students, （26)many American stronger universities are a

听力原文： Hungry for the brightest students, (26)many American stronger universities are actively discounting tuition. And it's the high achievers, rather than the needy students, who are getting a good chunk of the money. The practice is remarkably widespread, reaching almost(27)all but the 30 or so Ivy and other elite colleges that ban merit-based financial aid. Schools are also becoming more aggressive in promoting their discounts. At the DePauw University Website, enter an SAT or ACT score. grade point average and class rank, and a computer program immediately tells you what kind of“ award”. Only“ the real unlucky” pay full price any more, says Kenneth Redd, director of research at the National Association of Student Financial Aid Administrators.(29)About 76% of first-year students got some forms of discount this year at 331 private schools polled annually by the National Association of College and University Business Officers. Average award per student：$7000.At small schools with tuition under about$20000, the average discount is even higher, with some schools returning over half their tuition revenue.

Much as banks and insurers offer special rates to their best customers, schools are giving the biggest breaks to their top students.(29)Public four year colleges, too, are offering discounts.

(28)The flip side of big discounts is that less money is available to improve academic programs and keep school infrastructure up to date. Mr. Redd says he found that universities that have sharply increased their tuition discount rates have seen graduation rates fall, and that's I rue even among highly selective schools.

(33)

A．Students in need of financial help.

B．Students with good academic performance.

C．Students good at negotiating with universities.

D．Students with special contributions.

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第2题

听力原文：W：Did you see Simon in the business office？ I didn't find him in the classroom．M：

听力原文：W：Did you see Simon in the business office？ I didn't find him in the classroom．

M：Yes，he was applying for a student loan．

Q：What was Simon doing？

(19)

A．Lending something to a student.

B．Reading a student's application.

C．Asking for some financial aid.

D．Borrowing money for a business.

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第3题

听力原文：W: Did you see Susan in the business office？M: Yes, she was applying for a studen

听力原文：W: Did you see Susan in the business office？

M: Yes, she was applying for a student loan.

Q: What was Susan doing？

(14)

A．Asking for some financial aid.

B．Lending something to a student.

C．Reading a student's application.

D．Borrowing money for a business.

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第4题

听力原文：M: How much is the ticket, please？W: they're $ 4 each for adult. But students can

听力原文：M: How much is the ticket, please？

W: they're $ 4 each for adult. But students can get them at half price.

Q: How much will the man pay if he gets two adult tickets and two student tickets？=

(16)

A．$ 12.

B．$ 4.

C．$ 10.

D．$ 8.

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第5题

听力原文：W: Professor Brown,I know your course has no absence policy．But I have to have fo

ot surgery next Monday and can't be here．

M: Medical excuses are one of the few exceptions I make.

Q: What will Professor Brown most probably do？

(19)

A．Lower the student's grade.

B．Reconsider the student's position later.

C．Allow the student to miss class.

D．Suggest the student reschedule the surgery.

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第6题

听力原文：M: May I take a make-up exam next week？W: It's not my policy to give make-up exam

听力原文：M: May I take a make-up exam next week？

W: It's not my policy to give make-up exams, but the circumstances in your case are exceptional.

Q: What can be concluded from the conversation？

(15)

A．The man is an exceptional student and will write the exam for the class.

B．Circumstances will not permit the student to take the makeup exam.

C．The student's request will be granted.

D．The student will probably not be able to complete the course.

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第7题

听力原文：M:May I take a make-up exam next week？ W:It's not my policy to give make-up exams

听力原文：M:May I take a make-up exam next week？

W:It's not my policy to give make-up exams, but the circumstances in your case are exceptional.

Q: What can we learn from the conversation？

(13)

A．The man is an exceptionally excellent student.

B．The woman is not allowed to give make-up exams.

C．The student's request will be granted.

D．The student won't be able to complete the course.

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第8题

听力原文：W: Professor. I know your course has a no-absence policy But I have to have foot

surgery next Friday and can't be here.

M: Medical excuses are one of the few exceptions I make.

Q: What will the professor probably do？

(19)

A．Reconsider his position later.

B．Allow the student to miss class.

C．Lower the student's grade.

D．Suggest that the student try to reschedule the operation.

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第9题

听力原文：W: It's a beautiful watch. Where did you get it？M: It came in the mail this morni

听力原文：W: It's a beautiful watch. Where did you get it？

M: It came in the mail this morning, as a birthday present from my parents.

Q: What does the woman say about the watch？

(16)

A．She ordered it through the mail.

B．It was a present from her parents.

C．A male student gave it to her as a birthday present.

D．She got it while visiting her parents.

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